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Remember: when you use your credit card, you’re borrowing money.
You cannot touch this balance, or the card will be deactivated (turned off).*Subject to the ninety-day non-variable APR balance transfer promotion, after my Account has been open for at least one year, my APR for purchases and balance transfers may also change based on my creditworthiness.offers an enhanced rewards program which is available as an option to highly qualified applicants only, based on creditworthiness.If you charge over your limit, the bank can take the balance from your account. These cards may charge higher interest rates, but they offer the convenience of using a credit card while you build a good credit history.You must notify your credit-card company as soon as you know your card has been stolen or used without your permission.